Mandatory Credit Counseling for Chapter 13
Before the 2005 law regulating bankruptcy was passed there was a glut of people taking advantage of the bankruptcy system. The 2005 law was put into place to make sure that people filing for bankruptcy...
View ArticleHow does the Means Test Work?
The chapter 7 means test was instituted in 2005 but it is still causing quite a big of confusion. To simplify the process we will break the test down into 3 phases. Phase One In phase one your average...
View ArticleRecovering Credit after Bankruptcy
Once you have discharged your debts through bankruptcy, it is time to start the road to recovering credit after bankruptcy in Georgia. This is regarded as impossible by too many people which is why...
View ArticleDealing with Collections FAQ
Do I deal with debt collectors head-on or avoid the phone calls? If one is truly broke, so broke your filing bankruptcy, there’s really no reason to pick up the phone. Yet, if that’s not the case, yes,...
View ArticleBankruptcy Alternatives | A Few Good Ideas
Bankruptcy alternatives aren’t always obvious to those faced with the possibility of filing for Chapter 7 or Chapter 13 debt relief. When the American economy took a downturn several years back there...
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